Request a callback

Request a callback

Leave us a few brief details and we’ll be in touch to discuss your requirements within 24hrs.
This field is for validation purposes and should be left unchanged.
Home > Latest News > Blogs > Mortgage Advice for Locum Doctors

Mortgage Advice for Locum Doctors

d (9)
Written by April Groves

Buying a home as a Locum Doctor or Nurse can be a stressful and confusing time. Locum People work closely with The Mortgage Store to help you find the best mortgage possible and guide you through the daunting process. Here is their mortgage advice for locum doctors.

There are 4 key principles you need to know to obtain a mortgage

  • A minimum of 10% deposit in the current market, however, a higher deposit means access to better rates
  • Being on the electoral roll at your current address
  • Having a good credit history is ideal but not essential as some lenders accept adverse credit
  • Currently employed/self-employment/contracting

As a Locum Doctor or Nurse, you need

  • Have an active contract and have been working in the medical industry for 2 years (not necessarily as a locum)
  • If you are on a 0-hour contract we would work off your latest 3 payslips

To conclude, getting your mortgage is a huge decision and it is one that you are going to want to get right. Finding the best mortgage package for you will depend on the lender that you choose, so be sure to shop around and compare different mortgages. You can then decide what type of mortgage works best for your own needs and financial situation.

Contact Sam at The Mortgage store today for further information on mortgage advice for locum doctors at or call him on 01908 666466 or fill out the form below and Sam will contact you.

Mortgage Store Contact Form

Fill out the form below for further information

Let’s talk, contact us today

Please call one of Locum People’s dedicated consultants today on +44 (0) 1908 683 906 to discuss your requirements.